Moniepoint Gmail is part of the Login requirement to access your business account. In other words, Gmail is used for authentication or communication purposes while logging your Moniepoint Account.
For instance, if you're accessing your Moniepoint account from a new device or chrome browser, you'll typically need to log in using your Username/Phone Number and Password, which will include confirming you access through OTP sent to your Gmail address.
These actually show that Moniepoint provides several ways to log in, including using an email address (including Gmail), phone number, or unique user ID. The exact process may vary depending on the platform (web, mobile app) and the your preferences.
If you're logging in using phone number and password, the otp code may be sent to your phone number. However, if you're signing in using username, the otp may be sent to your registered Gmail address. Hence, you'll need to confirm the otp from either your phone or gmail to access your Moniepoint Account.
Furthermore, If you're receiving OTP code via Gmail for login, it may use Google’s OAuth 2.0 authentication to ensure secure access. This means you can log in using your Google account credentials without needing to create a separate Moniepoint password.
Moniepoint implements multiple layers of security, including two-factor authentication (2FA), to protect user accounts and financial transactions. However, you should ensure you follow best practices, such as enabling 2FA and using strong, unique passwords.
Lastly, Moniepoint uses Gmail to send important notifications, transaction alerts, and account updates. You should keep you contact information up-to-date and regularly check your Gmail for any communications from Moniepoint.