Moniepoint Wallet is a digital wallet or e-wallet within the app's banking system that hold or accumulate users' funds. The wallet allows users to store, manage, and use their money digitally. However, finding Moniepoint Wallet is a very simple task to do.
Follow the steps below to find your Moniepoint Wallet:
- Open the Moniepoint App and Login to your Account.
- Upon Login, you'll see your "Wallet Balance".
- To access the full wallet, click on "History".
- From "History", you can download the Moniepoint Wallet Statement and see all your transactions.
- From there, you can download the statement and use it for future references.
However, to get your wallet account number, tap on your profile and scroll down to see your Moniepoint Wallet Account Number.
Features of Moniepoint Wallet
1. Save Money
The Moniepoint wallet enable users to store funds securely, which can be loaded through various means such as bank transfers, credit or debit cards, or cash deposits at agent POS. This digital storage eliminates the need to carry physical cash and provides a convenient way to manage finances on the go.
2. Facilitating Payments
One of the primary functions of Moniepoint Wallet is to facilitate payments for goods and services both online and in physical stores. Users can make purchases by scanning QR codes, using ATM card or USSD banking. The wallet is also used by Moniepoint to offer rewards, discounts, and cashback incentives to encourage usage.
3. Send Money
Moniepoint Wallet also enable users to transfer money easily. Users can send funds to family and friends or make payments to businesses with just a few clicks. This feature is particularly useful for peer-to-peer transactions and can be a lifeline for those needing to send money quickly and securely. Transfers are typically instantaneous, providing a level of convenience that traditional banking methods often cannot match.
4. Bill Payments
Moniepoint Wallet offer additional financial services such as bill payments, airtime purchases, and sometimes even investment options. This broad range of services allows users to handle many of their financial needs from a single platform, simplifying their financial management. The integration of these E-wallet into the Moniepoint app help enhances user experience and fosters greater financial inclusion, particularly for those who may not have easy access to traditional banking services.
How to Fund Moniepoint Wallet
Funding a Moniepoint Wallet is a straightforward process designed for user convenience. One common method is through bank transfers. You can simply log into your bank’s mobile app or online banking portal, select the option to transfer funds, and enter the Moniepoint Wallet account details such as account number and bank name.
The transfer is typically instantaneous, allowing you to access your funds immediately. This method leverages the existing banking infrastructure to ensure secure and efficient fund transfers. You can learn how to transfer from Moniepoint Wallet to other bank account in Nigeria here.
Another way to fund your Moniepoint Wallet is through cash deposits at POS agent locations in Nigeria. Moniepoint has a network of agents and partner businesses where users can deposit cash directly into their wallets. This option is particularly beneficial for users who prefer dealing with cash or those who do not have access to online banking services.
Lastly, you can also fund your Moniepoint wallets using USSD code. To do just that, kindly dial your bank's USSD code on your registered number and enter your Moniepoint Wallet Number and amount. Then follow the prompt to complete the transfer.
How to Check Moniepoint Account Number
Kindly login to your Moniepoint Account via App or Chrome and click on your profile to check your Moniepoint Account Number as it's illustrated in the image below.
Once the account number has been checked, you can copy it and use it receive funds into your Moniepoint Wallet.