Chipper Cash is a popular mobile app for sending and receiving money across Africa and even internationally to some countries. It allows easy and secure money transfers between several African countries including Nigeria, Kenya, South Africa, Ghana, Uganda, Rwanda, and Tanzania. Apple Music in Nigeria is a subscription-based music streaming service offering a vast library of music, including international music and Nigerian music. Chipper Cash offers two virtual card options in Nigeria, catering to different spending needs; Chipper NGN Card (Naira) and Chipper USD Card (Dollar) which can be used to pay for Apple Music in Nigeria.
The Chipper Virtual USD Card (Dollar) is designed for international online transactions. You can use it on platforms like Netflix, Amazon, AliExpress, Apple Music, iCloud Storage, YouTube Premium and more. It's also pre-funded and reloadable from your Chipper Cash wallet. However, it's important to note that there's a daily spending limit of $1,000 and a monthly limit of $4,000 on this card.
Although, the Apple Music lets you try the service for free for a whole six months before deciding on a paid subscription. After the trial period, the monthly subscription costs N1,000, which you can use the Chipper Cash Virtual Dollar Card to make the payment.
Chipper Cash allows you to enjoy uninterrupted access to Apple Music and other online services, regardless of the restrictions on Nigerian ATM cards. Plus, with Chipper Cash’s easy-to-use interface and secure payment options, you can shop online with confidence.
Paying for Apple Music in Nigeria with Chipper USD Card:
Here's a step-by-step guide to pay for Apple Music in Nigeria using your Chipper USD Card:
Step1: Get a Chipper Cash USD Card
Before you begin, ensure you have a Chipper Cash account with a Chipper USD Card activated. You can download the Chipper Cis ash App on the Apple App Store to begin registration processes. After registration, request the USD Card and activated it. The Chipper Cash Virtual USD Card cost $3.
Once you have your USD Card activated, now, make sure your Chipper USD Card has enough funds to cover the Apple Music subscription fee (N1,000) and account for any potential currency conversion fees. You can add funds to your Card through Chipper Cash Wallet. So, fund your wallet and navigate to "Card" to convert your Funds to Dollars and add it to your Card.
Step2: Check your Apple Account Country
This step is compulsory to be able to use Chipper Cash USD card from Nigeria to pay for your Apple Music in the country. To check your Apple/iCloud Account Country, navigate to "Settings" on your Apple device and tap on your Apple ID at the top. Next, select Country/Region and ensure your Apple Account country matches the country associated with your Chipper Cash account (most likely Nigeria).
If the address on your Apple/iCloud Account doesn't match the one on your Chipper Cash USD Card, you'll likely get declined on Apple Music or get "Cannot Verify Payment Information" errors while trying to pay for the Apple Music subscription.
Step3: Add Chipper USD Card to Apple Music
Once you've confirmed and verified your address on both platforms, you can then add Chipper Cash virtual card to your Apple Music Account. Here's how:
- Open the App Store app on your device.
- Tap on your profile picture (or initials) in the top right corner.
- Select Payment Method.
- Choose Payment Methods and then Add Payment Method.
- Select Credit or Debit Card.
- Enter your Chipper USD Card information (card number, expiry date, CVV).
- Important: Double-check the billing address matches the address registered with your Chipper USD Card, otherwise, it may not work.
Step4: Subscribe to Apple Music
Follow these steps to pay for Apple Music in Nigeria using your Chipper Cash USD Card:
- Open the Apple Music app on your device.
- Existing User: If you've used Apple Music before, tap your profile picture and choose View Account. If not, proceed to the next step.
- New User: Tap the "Try it Free" offer or your desired subscription plan.
- Follow the on-screen prompts to confirm your subscription and choose your Chipper USD Card as the payment method.
Step5: Confirmation and Verification
After completing all those above steps, Apple will request a verification code sent to your phone number or email associated with your Chipper USD Card. Enter the code to complete the payment process.
The Bottom Line
First of all, do note that Chipper Cash currently doesn't support linking Nigerian USD virtual cards to Apple Pay; you can only add it to your Apple Account to make payment for Apple services including Apple Music. In other words, adding the card directly to your Apple Account will work for subscriptions like Apple Music if your addresses correspond.
Lastly, if your payment is declined, check for insufficient funds in your Chipper USD Card, mismatched billing addresses, or any temporary issues with Chipper Cash or Apple's payment system. By following these steps, you should be able to pay for your Apple Music subscription in Nigeria using your Chipper USD Card. Enjoy your music!