The Nigerian's Bank Verification Number (BVN) is an essential requirement for any individual using banking services in the country. BVN helps secure and safeguard financial transactions and ensure your identity is cyber-secured.
However, some people can't get their BVN via the popular *565*0# USSD code because the BVN-registered phone number has been misplaced or lost. In this case, there are five other methods you can explore to retrieve your BVN without using the need of linked phone number.
1. Retrieve your BVN via Bank App
Many financial institutions (e.g Kuda Bank) in Nigeria allow their account holders to check their BVN through their dedicated banking applications. The BVN is usually found under your profile page.
You can kindly login to your bank app and navigate to your profile to check your BVN. Look for a dedicated "BVN" or "Bank Verification Number" tab where your unique 11-digit code will be displayed.
2. Get your BVN on NIBSS Portal
This method can be an option for people who don't have your bank app handy or people who can't access their BVN via the banking app. The Nigeria Inter-Bank Settlement System (NIBSS) offers a central and official way to verify your BVN information.
Kindly head over to the NIBSS BVN portal and be assured you're getting your details straight from the source. Just enter your bank information such as bank name, and bank account number and follow the prompts to retrieve your unique 11-digit BVN number.
3. Get your BVN via E-banking Portal
If you manage your bank account via the bank's online banking portal, you can easily access and retrieve your BVN on the e-portal platform.
Preferably, using a desktop or laptop computer gives easy access to bank's online banking portal.
Simply log into your bank's online portal and navigate to your account settings or personal information section. Your BVN should be listed there.
4. Retrieve your BVN in NIMC Office
If you need to retrieve your BVN while also handling other identity-related matters (such as JAMB-NIN modifications), visiting the National Identity Management Commission (NIMC) office is a very good option.
Visit any NIMC center with your valid identification documents, and their staff can assist you in retrieving your BVN alongside tackling your other business with them.
This two-in-one approach saves you time and ensures you get your BVN directly from the source.
5. Get your BVN in your Bank Branch
This option is good for people who need their BVN but prefer face-to-face interaction. Your local bank branch is there to help. You can simply visit your bank and go straight to the customer service desk and let them know you'd like to retrieve your BVN number.
However, for security reasons, they might ask you to present some identification and account details to verify your information. You may also be required to thumb print which will bring out your BVN information immediately.
While this in-person approach might take a little longer than using digital options, it guarantees you get your unique 11-digit code directly from a trusted source and with personalized assistance.
In conclusion, navigating the world of BVN in 2024 Nigeria is a breeze! No phone number? No problem. You've got options. Check your mobile banking app or online platform, or head to your local branch for personalized assistance.
The NIBSS portal and NIMC centers are also at your service. No matter your preference, there's a way to get your crucial 11-digit BVN and ensure smooth financial transactions. Remember, keeping your BVN handy is key for various banking and government needs.